Make the numbers real
before you commit
Calculators to quantify FX drag, spread costs, and broker fees — plus charting tools to inspect real drawdowns. Built for European and non-US investors who want a boring, durable plan.
Some of the links on this site are affiliate links, meaning we may earn a commission at no extra cost to you if you sign up through them. This does not affect our reviews or recommendations — we only feature products we genuinely believe are useful for investors. This site provides educational content only, not personalized investment advice. Investments can lose value and past performance does not guarantee future results. You are responsible for your own financial decisions and for confirming the tax and legal rules that apply in your country.
Quantify the leaks before they compound
Most broker costs aren’t commissions — they’re FX markup, spreads, fixed fees, and cash drag. These calculators make each one visible so you can close it or accept it with clear eyes.
Currency conversion, spreads, and order execution
If you buy USD-denominated exposure from Europe, these are the calculators to run first. FX markup can easily outpace a fund’s TER over a full investing horizon.
Fixed fees, cash drag, and how often to invest
The “right” investing frequency depends on your contribution size and your broker’s fee structure. Run these before locking in a monthly or quarterly schedule.
Rebalancing, share-class tax drag, and bond duration
For investors already past the basics — quantifying rebalancing friction, the acc/dist tax-drag trade-off, and interest rate sensitivity in bond ETFs.
Broker cost calculators by country
Enter your contribution size, frequency, and investment horizon — see every major broker available in your country ranked by real all-in cost. Commission, FX markup, spread drag, custody fees, and platform fees all included.
See how ETFs and portfolios actually behave
Use TradingView to look at real drawdowns, sideways years, and trend periods before you commit to a mix. Pair this with the Studies to understand what the charts are telling you.
TradingView — charting, watchlists, and alerts
Web and mobile charts for stocks, ETFs, futures, and crypto. Useful for long-term investors when you focus on trends, drawdowns, and risk — not constant trading. Works in any browser; apps for iOS and Android.
Track your full portfolio across multiple brokers
If you hold accounts at more than one broker, you have no single view of your overall portfolio — only separate dashboards that don’t talk to each other. A dedicated portfolio tracker closes that gap without asking for your broker login credentials.
Portseido — portfolio tracker for global multi-broker investors
Covers 70+ exchanges and 20,000+ ETFs across 160+ countries. Import via CSV from DEGIRO, Trading 212, Trade Republic, IBKR, and more — no broker credentials ever shared. Tracks dividend income, asset allocation by sector and country, and calculates both TWR and MWR so you can benchmark your portfolio against a real index. Free plan available with no credit card required.
Compare your real returns against an index benchmark
Most brokers show you a profit figure. Sharesight shows you whether that profit beat the market — accounting for dividends, currency moves, and the timing of every contribution. That is the number that actually matters.
Sharesight — portfolio tracker with real performance reporting
Covers 40+ exchanges globally. Import via CSV or broker feed from DEGIRO, IBKR, Trading 212, and dozens more. Tracks dividend income, foreign withholding tax, currency-adjusted returns, and benchmarks your portfolio against any index. The free plan covers up to 10 holdings with no credit card required.
Calculate and file your crypto taxes
If you hold crypto alongside your ETF portfolio, you need a tool that handles multi-exchange data, DeFi activity, and country-specific tax reports. A spreadsheet stops working fast.
Koinly — crypto tax software for international investors
Connects to 800+ exchanges and wallets, calculates capital gains and income, and generates country-specific tax reports for Europe, the UK, Australia, Canada, and beyond. The free plan lets you see your full tax position before you pay for anything.
Analyse stocks without reading spreadsheets
If you hold individual stocks alongside your ETF portfolio, you need a structured way to assess company health. Simply Wall Street turns balance sheets and analyst forecasts into a visual score you can act on in minutes.
Simply Wall Street — visual fundamental analysis for retail investors
Covers 100,000+ companies across 50+ exchanges — including European, UK, and Australian markets. The Snowflake chart scores each stock on Value, Growth, Health, Past performance, and Dividend in one glance. The free plan gives you full company reports with no credit card required.
File your crypto taxes without hiring an accountant
If you hold crypto alongside your investment portfolio, you need a reliable way to calculate gains, classify staking income, and produce a report your tax office will accept. Blockpit automates that process and, for DACH-region investors, generates pre-filled local tax forms directly.
Blockpit — crypto tax software built for EU and DACH investors
Connects to 160+ exchanges and 190+ blockchains. Generates pre-filled tax forms for Germany (Anlage SO), Austria, Switzerland, France, the Netherlands, and more. The portfolio tracker is free with no time limit — you only pay when you generate a tax report.
File your European crypto taxes with the right local forms
If you hold crypto and invest in Europe, a generic tax summary isn’t enough — your tax authority expects a specific form in a specific format. Divly generates the exact document you need, in your language, for your country.
Divly — European crypto tax software with official local forms
Supports 800+ exchanges and wallets. Generates official tax forms for Sweden (K4), Germany (Anlage SO), France (Form 2086), Netherlands, Finland, Poland, and more — in the correct language. Pricing is per tax year, not a recurring subscription. The free plan lets you track your full portfolio before committing to a report.
Not sure which tool fits? Compare them directly
Each tool has a different strength — global integrations, DACH compliance, or EU localization. Start with the three-way comparison if you haven’t narrowed it down yet.
Koinly vs Blockpit vs Divly — all comparisons
Look up financial data without a Bloomberg subscription
If you want to read income statements, check earnings history, or screen stocks by fundamentals, you don’t need a paid data terminal. Stock Analysis delivers institutional-grade financial data from S&P Global for free — with a clean interface that doesn’t punish you for not being a professional trader.
Stock Analysis — free fundamental data for individual investors
Up to 20 years of financial statements, a 290+ filter stock screener, side-by-side comparison across 10 tickers, and a comprehensive IPO calendar — all on the free plan with no credit card required. Pro unlocks 30+ year history and CSV exports.
Screen and rank stocks without building your own model
If you pick individual stocks alongside your ETF portfolio, you need a way to filter candidates systematically rather than on gut feel. Stockopedia replaces spreadsheet research with a composite ranking system built on institutional-grade fundamental data.
Stockopedia — quantitative stock research for self-directed investors
Covers 35,000+ stocks across UK, European, US, and global markets. Scores every stock on Quality, Value, and Momentum (0–100) using data sourced from LSEG and S&P. The screener includes 350+ filters plus cloneable guru strategies — Piotroski, Magic Formula, and others. A 14-day free trial is available with no credit card, and a 30-day money-back guarantee applies on new subscriptions.
Track macro trends and company fundamentals in one workspace
If you research individual stocks and want macro context alongside company financials, Koyfin puts both in the same interface — yield curves, earnings history, analyst estimates, and sector dashboards, without switching between tabs.
Koyfin — macro dashboards and fundamental research for self-directed investors
Powered by S&P Capital IQ data. The free plan includes macro dashboards across 40+ countries, two years of financial history, analyst estimates, and a 5,900+ filter screener — no credit card required. A 7-day Pro trial (also no card) unlocks real-time data and transcript search.
Access institutional fundamental data without paying Bloomberg prices
If you research individual stocks across global markets and want 15–20 years of financial history, analyst estimate tracking, earnings transcripts, and institutional ownership data, TIKR packages S&P CapitalIQ data at a fraction of the institutional cost.
TIKR Terminal — global fundamental research for serious stock investors
Covers 100,000+ companies across 92 countries and 136 exchanges — including European, Asian, and EM markets. Data is sourced from S&P Global CapitalIQ. Features include a global screener, earnings transcript library, institutional ownership tracking, and a guided DCF valuation model. A free tier is available; global access and full history require a paid plan.
Not sure which research tool fits? Compare them directly
Each tool has a different strength — institutional depth, macro dashboards, or fast fundamental lookups. Start with the three-way comparison if you haven’t narrowed it down yet.
All stock research tool comparisons
Find and filter the right ETFs
Screener and research tools with a European focus — covering UCITS-eligible funds, domicile filters, and the data points that actually matter for non-US investors.
EU Investor Cost Toolkit — everything in one workbook
An 11-tab Excel workbook with 739 formulas. Compare broker fees, model FX drag, and calculate your true portfolio cost — all in one place, with your own numbers.
What’s in the workbook
Broker cost comparison, FX drag model, spread calculator, cadence break-even, cash drag, rebalancing tracker, and more — built to work with your actual numbers, not generic examples.
739 formulas
EU-focused
Excel / Sheets
What a tool has to pass before it shows up here
Most investing tools increase trading frequency. Every tool listed on QuantRoutine is selected for one job: reduce repeatable leakage and help you implement a boring, durable plan.
No pay-to-play
A tool isn’t listed because it has an affiliate programme. It’s listed because it’s genuinely useful. Affiliate income follows utility — not the other way round.
Transparent pricing
Clear plans, no junk fees, no small-print traps. If you can’t figure out what a tool costs before you sign up, it doesn’t qualify.
Exportable data
Your data is yours. Every tool listed lets you get your information out in a usable format — no lock-in, no hostage portability.
Fewer, better decisions
The test: does this tool help a long-term investor make fewer, better decisions — or does it encourage chasing intraday noise? Only the former qualifies.
Build the plan first, then use the tools
Need the basics first?
Use the Learn path to understand ETFs, diversification, and fees before you run any calculator. Context is what turns a number into a decision.
Want the data behind it?
Use Studies to see how fees, cash drag, rebalancing, and portfolio construction have played out historically. Then the calculator results make sense.
Ready to open an account?
Once you’ve run the numbers, pick a broker that fits your situation — fees, FX workflow, and long-term usability compared side by side.
Next: chart your ETFs before you commit
Run the calculators above, then use TradingView to inspect real drawdowns and sideways periods on the funds you’re considering.
Frequently asked questions
Do I need TradingView or any paid tool to start investing?
No. You can start investing using only your broker’s basic charts and account statements. TradingView helps you inspect history and drawdowns more clearly, but it is optional. The core decisions come from your plan, not from having a paid charting package.
What is the difference between TradingView Free and Pro?
TradingView Free provides core charting with limits: fewer alerts, fewer indicators per chart, and more friction. Pro typically adds more alerts, more indicators per chart, multiple layouts, and a smoother workflow. For long-term ETF investors, Free is usually enough to start, while Pro makes sense if you use TradingView regularly. Read the full breakdown in the TradingView Free vs Pro guide.
Is TradingView useful for long-term ETF investors or only for traders?
TradingView is marketed to traders, but it is also useful for long-term ETF investors. You can inspect maximum drawdowns, sideways periods, and how ETFs behaved through past crashes and recoveries. Used this way, it supports long-term decisions instead of encouraging constant trading.
Can non-US investors use TradingView effectively?
Yes. TradingView is a global platform that lets you chart US ETFs, European listings, major indices, and FX pairs from most regions. Your ability to trade depends on your broker and local regulations, but TradingView is available for research and monitoring regardless of where your brokerage account is held.
Will using more tools automatically make me a better investor?
No. Tools make it easier to see price and return data, but they do not fix poor habits or an unclear plan. If additional tools lead to more frequent trading, they can harm long-term results. The priority is a simple, durable investment plan; tools are there to help you monitor and sanity-check that plan, not replace it.
Where are the calculators?
The calculators are in the Calculators section above. Each calculator also has its own dedicated page under /tools/ that you can bookmark and reference from related guides. Country-specific broker cost calculators are in the By Country section.
What qualifies a tool to appear on QuantRoutine?
Every tool listed passes four tests: no pay-to-play listing, transparent pricing with no junk fees, exportable data so you’re never locked in, and a genuine benefit for long-term investors making fewer, better decisions — not chasing intraday noise. The list stays short on purpose.
QuantRoutine provides educational content only. Nothing on this page is an offer, solicitation, or recommendation to buy or sell any security or to open an account with any specific broker or subscribe to any tool. Investments can lose value, and past performance does not guarantee future results. You are responsible for your own investment, tax, and legal decisions. Always review each provider’s current terms, fees, and eligibility on their official website before subscribing or acting on any tool information.