Portseido Review (2026)
Portseido is a portfolio tracker that consolidates stocks, ETFs, and crypto from multiple brokers into one dashboard. It covers 70+ exchanges, offers dividend tracking, TWR/MWR performance analytics, and works with CSV exports from DEGIRO, Trading 212, Trade Republic, and IBKR — without ever asking for your broker login credentials.
Some of the links on this site are affiliate links, meaning we may earn a commission at no extra cost to you if you sign up through them. This does not affect our reviews or recommendations — we only feature products we genuinely believe are useful for investors. This site provides educational content only, not personalized investment advice. Investments can lose value and past performance does not guarantee future results. You are responsible for your own financial decisions and for confirming the tax and legal rules that apply in your country.
TL;DR
A solid free portfolio tracker for global investors who want more than their broker dashboard provides, without the complexity of a full spreadsheet setup.
- Investors with accounts at multiple brokers who want everything in one view.
- Dividend investors who want a calendar and yield tracking without building it manually.
- Anyone coming from a spreadsheet who wants analytics without the maintenance overhead.
- Global investors — 70+ exchanges, multi-currency, 160+ countries supported.
- Investors who care about TWR/MWR and proper benchmark comparison.
- No automatic broker sync — you manage CSV imports yourself on every update.
- No formal tax reporting output. If you need a printable CGT report, look at Sharesight.
- Free plan trade limit will be hit eventually by active investors — verify before relying on it.
- Smaller community and ecosystem than Sharesight or Empower.
What is Portseido?
A browser-based and mobile portfolio tracker designed for investors who hold assets across multiple brokers or asset classes.
Portseido solves a specific problem: your broker only shows you what is in its own account. If you hold ETFs at DEGIRO, dividend stocks at Trading 212, and a small crypto position at another platform, you have no single view of your overall portfolio — only three separate dashboards that do not talk to each other.
Portseido fills that gap. You export CSV transaction files from each broker, upload them to Portseido, and it consolidates everything into a unified dashboard with performance metrics, asset allocation breakdowns, and dividend tracking. There is no direct broker API — Portseido is intentionally file-based, which has privacy implications covered further below.
It is not a trading platform, a broker, or a tax tool. It is a read-only analytics layer on top of your existing brokerage accounts. That scope is intentional — and it is what keeps the tool lightweight enough to work well.
Performance analytics: TWR, MWR, and benchmark comparison
Most brokers show you a percentage gain that means very little without context. Portseido gives you the metrics that actually answer the right questions.
TWR strips out the effect of your deposits and withdrawals. It measures the portfolio’s own returns — independent of when you added money. This is the right number to use when comparing against a benchmark like MSCI World: it tells you whether your asset selection outperformed the index, not whether you got lucky with contribution timing.
MWR accounts for the size and timing of your actual cash flows. If you contributed a large lump sum right before a drawdown, MWR captures that hit. It is the number closest to your actual personal experience as an investor. The gap between your TWR and MWR tells you whether your contribution timing helped or hurt you relative to the portfolio’s underlying performance.
Portseido also supports benchmark comparison — you can overlay your portfolio’s performance against the S&P 500, MSCI World, or other indices to see whether your returns beat, matched, or lagged a simple index fund. This is one of the more honest features a tracking tool can offer: it forces you to confront whether active fund selection or individual stock picks are actually adding value.
A lesser-known feature is trade-level benchmarking — Portseido can show the performance of individual trades against a benchmark, answering the question “would I have done better just buying the index instead of this position?” That is the kind of analytical honesty most portfolio tools deliberately avoid building.
Dividend tracking and the dividend calendar
The feature that consistently draws dividend investors away from spreadsheet tracking.
Portseido tracks dividend income automatically once your portfolio is set up. Historical dividends are pulled for holdings that have payment history, and you get a forward-looking dividend calendar showing expected future payments based on your current positions.
- Upcoming dividend payment dates across all holdings
- Expected income per position in your base currency
- Historical dividend payments with dates and amounts
- Yield tracking at position level
- Cumulative dividend income over time
A dividend tracking spreadsheet needs manual updates every payment cycle — wrong dates, missed payments, currency conversions done by hand. Portseido handles the data layer automatically. The calendar updates as holdings change, and all values are normalised to your chosen base currency, removing the FX calculation overhead entirely.
Asset allocation and portfolio visualisation
The allocation view is where Portseido does most of its heavy lifting for multi-broker investors.
Portseido breaks down your portfolio by sector, industry, country, currency, and individual position sizing. All of this is normalised across brokers — your DEGIRO holdings and your Trading 212 holdings are combined into a single allocation view, which your individual broker dashboards will never show you.
- Geographic / country allocation
- Sector and industry breakdown
- Currency exposure across all holdings
- Individual position weight as % of portfolio
- Multi-portfolio consolidated view
If you hold VWCE (MSCI World) at one broker and EMIM (Emerging Markets) at another, your actual geographic allocation is the blend of both — not visible in either broker’s dashboard. Portseido surfaces the combined picture. If you are drifting away from your target allocation, you can see it here before it becomes a rebalancing problem.
Broker import support: how CSV import actually works
The import process takes about 10 minutes per broker the first time. After that, it is a periodic export-and-upload routine.
Portseido does not use direct broker API connections. Everything runs through CSV file uploads — you export your transaction history from your broker’s platform, upload the file to Portseido, and it parses the data. Most supported brokers have a standard export format that Portseido recognises automatically.
Free plan, paid tiers, and when you actually need to upgrade
The free plan is genuinely functional — it is not a stripped-down demo. But it has a trade count ceiling.
- Full analytics, allocation views, and dividend tracking included
- Limited to a set number of trades (verify current limit on Portseido’s site)
- No credit card required to start
- Web and mobile access included
- Removes trade count ceiling
- Higher transaction history limits
- Annual billing is meaningfully cheaper than monthly
- No formal tax report output at any tier — see Sharesight if that is a requirement
The decision is straightforward: if you hit the trade limit and you are still actively building the portfolio, the paid plan is worth it. If you are a buy-and-hold investor with a small number of positions and few trades per year, you may never hit the limit at all.
A DCA investor buying one ETF monthly generates 12 buy trades per year. An investor with two ETFs at two brokers generates roughly 24. At that rate, even a 100-trade free limit covers over four years of activity. Run the actual numbers for your own portfolio before paying for anything.
Portseido vs a spreadsheet: what actually changes
Most Portseido users come from spreadsheets. Here is what the switch does and does not solve.
A well-built spreadsheet can do almost everything Portseido does — but it requires ongoing maintenance that compounds over time. Every dividend payment, every new position, every broker fee needs to be entered manually. Currency conversion needs updating. The allocation charts need rebuilding when you add a new ETF. Most investors quietly let their spreadsheet go stale within six months.
- No manual data entry after initial CSV import
- Automatic dividend data — no hunting ex-dividend dates
- TWR/MWR calculated for you — complex to do correctly in a spreadsheet
- Multi-currency normalisation handled automatically
- Mobile access without sending yourself spreadsheet files
- Visual allocation charts without rebuilding every quarter
- Full custom logic — build any formula, any layout you want
- Tax calculations for your specific country’s rules
- Scenario modelling (what if I sell this position, what if I rebalance to X%)
- Complete offline control — no third-party data dependency
- No trade count limits or subscription costs
Is Portseido safe? The CSV-only model explained
This section gets skipped in most reviews. It matters.
The most important privacy feature of Portseido is what it does not do: it does not ask for your broker login credentials and does not connect to your broker accounts via OAuth or API keys. Every import goes through a file you upload manually. This removes an entire attack surface that exists in tools that maintain live broker connections.
- No broker credentials are ever shared with Portseido
- No OAuth tokens or API keys stored on Portseido’s servers
- If Portseido were compromised, attackers cannot access your broker accounts
- You control what data you upload and when
- Your transaction history (uploaded by you)
- Portfolio snapshots and analytics derived from those transactions
- Account data (email, billing info)
- Review Portseido’s privacy policy for full details on data handling and retention
The tradeoff is manual maintenance. Automatic sync tools that connect via API are more convenient, but they hold live access to your brokerage account on an ongoing basis. For investors who are uncomfortable with that, Portseido’s CSV model is a deliberate design choice, not a technical limitation. Reddit discussions specifically note this as a reason some investors prefer it over fully-connected alternatives.
Portseido vs Sharesight vs Snowball Analytics
The three most commonly compared portfolio tracking tools for European and international investors.
| Feature | Portseido | Sharesight | Snowball Analytics |
|---|---|---|---|
| Free plan | Yes — trade count limited | Yes — 10 holdings max | Yes — limited features |
| Broker import | CSV (broad EU broker support) | CSV + some direct sync | CSV + some direct sync |
| TWR / MWR | Both included | Both included | Limited on free tier |
| Dividend tracking | Calendar + history | Strong — with projections | Basic on free tier |
| Tax reporting | None | CGT reports (several countries) | Limited |
| Benchmark comparison | Yes | Yes | Yes |
| Crypto support | Yes | Limited | Yes |
| Mobile app | iOS + Android | iOS + Android | Web only (mobile-optimised) |
| Paid plan cost | Lower | Higher — premium pricing | Mid-range |
| UI quality | Modern and clean | Functional but dated | Modern |
Who should use Portseido — and who should not
- A multi-broker investor wanting one consolidated portfolio view
- A dividend investor who wants a calendar without building one manually
- An investor who wants TWR/MWR without spreadsheet complexity
- Comfortable with periodic manual CSV exports as the sync mechanism
- Looking for a free Sharesight alternative that does not require tax reporting
- Holding crypto alongside traditional assets in the same portfolio
- A global investor with accounts across multiple countries and currencies
- Automatic broker sync with no manual file management
- Formal CGT or tax reports for filing purposes
- Day trading or short-term position management tools
- Institutional-grade reporting or multi-user access
- Deep fundamental analysis or screener functionality
- Direct brokerage execution from within the tool
Try Portseido free
Free plan available — no credit card required. Upload your first broker CSV and see your full portfolio in one view. Upgrade only if you hit the trade limit.
Go deeper
Common questions
Is Portseido free?
Portseido has a free plan that covers a limited number of trades. Once you exceed that limit, you need a paid plan. The free tier is fully functional for investors with smaller portfolios or who are just starting out. Always check the current trade limit on Portseido’s official pricing page before signing up.
Does Portseido support DEGIRO, Trading 212, and Trade Republic?
Yes. Portseido supports CSV import from all three, as well as IBKR, eToro, Fidelity, and many others. There is no direct API sync — you export your transaction history from your broker, upload the CSV file to Portseido, and it parses your portfolio automatically. This is the standard import workflow for most supported brokers.
What is the difference between TWR and MWR in Portseido?
Time-Weighted Return (TWR) measures how the portfolio performed regardless of when you added or withdrew money — it isolates the portfolio’s own performance. Money-Weighted Return (MWR) accounts for the timing and size of your actual cash flows, making it closer to your actual personal return. TWR is better for comparing your portfolio against a benchmark; MWR is better for understanding how much you personally gained or lost in absolute terms.
Is Portseido safe to use?
Portseido uses CSV import rather than direct broker API connections. This means you never share your broker login credentials with Portseido — a significant privacy advantage over tools that require OAuth access or brokerage API keys. You upload a transaction file, not account access. Portseido’s own privacy policy covers how your data is stored and used; always review it before signing up.
How does Portseido compare to Sharesight?
Portseido is stronger on portfolio analytics and has a cleaner UI, but it does not have Sharesight’s tax reporting features for most countries. Sharesight produces formal CGT reports directly; Portseido does not. For European investors focused on analytics and dividend tracking, Portseido is a competitive free alternative. For investors who need printable tax reports, Sharesight is the better choice — though it is significantly more expensive.
Does Portseido support crypto?
Yes, Portseido supports cryptocurrency tracking alongside stocks and ETFs. You can track crypto holdings within the same portfolio as your traditional assets, which is useful for investors who hold both.
Can I track multiple portfolios in Portseido?
Yes, Portseido supports multiple portfolios. This is useful if you have accounts at different brokers and want to track them separately, or consolidated into one view across all accounts.