Sharesight Review (2026):
Is it worth it for European investors?
Sharesight is one of the best portfolio tracking tools for long-term investors — strong on dividend automation, true performance calculation, and tax reporting. But European investors need to understand a key limitation before paying for it. This review covers what it does, where it falls short for EU users, who it’s genuinely worth it for, and what to use instead if it isn’t.
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TL;DR
- Long-term investors with multi-broker portfolios who want a single consolidated dashboard.
- Dividend investors who want automatic income tracking — no manual spreadsheet work.
- UK, Australian, New Zealand, or Canadian investors who need automated CGT and tax reports.
- IBKR users who want richer analytics than IBKR’s own reporting provides.
- You’re a continental EU investor expecting automated local tax reports — they don’t exist for your country.
- You hold fewer than 10 positions and don’t reinvest dividends — a spreadsheet is enough.
- You trade frequently — this tool is built for buy-and-hold, not active traders.
- You need serious crypto tracking — Sharesight’s crypto support is limited.
What is Sharesight — and what isn’t it?
A lot of confusion comes from people expecting Sharesight to do things it was never designed for.
Sharesight is a portfolio tracking and reporting platform. It aggregates your holdings across multiple brokers, calculates your true investment performance (including dividends, fees, and currency effects), and generates tax-relevant reports. Founded in 2007 in Wellington, New Zealand, it now tracks assets across 100+ countries.
It is not a broker. It cannot execute trades, hold money, or move funds. Think of it as a reporting layer that sits on top of your existing brokerage accounts — a smarter, automated alternative to the tracking spreadsheet most long-term investors eventually build and then struggle to maintain.
The core problem it solves: tracking a portfolio across multiple brokers over multiple years — with dividends reinvesting, currencies fluctuating, and corporate actions occurring — is genuinely painful in a spreadsheet. Sharesight handles all of that automatically.
- Stocks and ETFs (60+ global exchanges, 750,000+ instruments)
- Managed and mutual funds
- Cryptocurrency (limited support)
- Currencies and FX positions
- Real estate, private equity, precious metals (manual entry)
- Direct broker integration (IBKR, Trading 212, CMC, Saxo, and hundreds more)
- CSV / spreadsheet upload for historical trades
- Broker confirmation email forwarding
- Manual entry for bespoke or unlisted assets
What Sharesight actually does well
Six capabilities where Sharesight is genuinely better than alternatives — including your broker’s own statements.
Sharesight automatically logs dividend payments, handles Dividend Reinvestment Plans (DRIPs), and processes corporate actions like stock splits and mergers without user input. Your broker statements give you a list of payments. Sharesight gives you a running income ledger by holding, by year, and by portfolio — without you maintaining it. For investors building a dividend income stream across multiple positions, this alone is the core value proposition.
Most brokers show unrealised gain as a percentage. That number ignores dividends received, fees paid, and currency moves on international holdings. Sharesight calculates total return — the figure that actually measures whether your investments are working. For portfolios with EUR/USD or EUR/GBP exposure, maintaining this calculation accurately in a spreadsheet is close to impossible over multiple years.
Sharesight generates localised CGT reports, taxable income summaries, and dividend tax breakdowns aligned to Australian (ATO), New Zealand (IRD), UK (HMRC), and Canadian tax rules. These reports reduce real accountant time. For continental European investors, there are no jurisdiction-specific calculations — you get accurate records that help you file manually, but no automated output. More on this in the EU investor section below.
Sharesight can show the combined sector and country exposure across all your ETFs, revealing hidden concentrations invisible when you look at individual fund weights. If you hold a world ETF, a US ETF, and a tech ETF simultaneously, the overlap in US mega-cap names is significant — and most investors don’t see it. This X-ray view is one of Sharesight’s most useful features for passive investors building multi-fund portfolios, and most competitors don’t have it.
Sharesight lets you benchmark your total return against major indices or specific ETFs. This forces an honest answer to the most important question in investing: are you doing better or worse than simply buying a global index fund? Having this comparison visible every time you log in is a useful discipline check — particularly for investors who mix active stock picks with passive ETF holdings.
Sharesight converts all positions to your chosen reporting currency using daily exchange rates. For European investors holding USD-denominated ETFs or GBP-listed shares, this gives you a clean portfolio value in EUR (or CHF, or whatever your base is) rather than a mix of currencies that’s difficult to aggregate manually. Combined with total return calculation, this is one of the cleaner multi-currency portfolio views available in this price range.
Sold holdings count toward your plan limit
This is the number one complaint from long-term Sharesight users. Most reviews bury it or skip it entirely.
Sharesight’s plan tiers are defined by your total holding count — but “total” means every position you have ever held, including positions you already sold. A stock you exited two years ago still occupies a slot in your holding limit.
The practical result: an investor who started with 15 stocks, gradually rotated over four years, and now holds 10 active positions might have a historical holding count of 40 or more. That forces them onto a higher paid tier despite having a modest current portfolio. If you have been investing for several years and rotating positions, count your full trade history — not just what you hold today — before choosing a plan.
- Check your total historical holding count before choosing a plan — not just your current open positions.
- The free plan’s 10-holding limit is 10 total, including sold positions. One active year of investing can exhaust it.
- Sharesight allows archiving old holdings, but this affects historical reporting continuity — a trade-off.
- Not a dealbreaker, but the reason to choose a plan tier higher than your current position count suggests.
Sharesight plans: which tier actually makes sense?
Four tiers, priced by total holding count. Annual billing is significantly cheaper than monthly — always choose annual if you’re committing. Prices below are approximate and may vary by region; verify current pricing on Sharesight’s site before subscribing.
Up to 10 total holdings. 1 portfolio. Basic performance reporting. No tax reports. No advanced analytics.
Who it fits: Beginners with a small, simple portfolio wanting a single view. Expect to outgrow it faster than the holding count suggests — sold positions count.
Up to 20 total holdings. Multiple portfolios. Performance and dividend income reports.
Who it fits: Early-stage investors who have hit the free limit and need slightly more capacity, but haven’t yet built a large historical position count.
Up to 100 total holdings. Full tax reports (AUS, NZ, UK, CA). Benchmarking and ETF exposure analysis included.
Who it fits: The sweet spot for most serious long-term investors. If you’re using Sharesight for tax reporting, this is where the tax savings genuinely offset the subscription cost.
Unlimited total holdings. All features. Priority support.
Who it fits: Investors who have exhausted the 100-holding cap after years of trading, or advisors managing multiple portfolios. Overkill for most retail investors.
What European investors specifically need to know
Most Sharesight reviews are written from an Australian or New Zealand perspective. Here is the honest view for investors in continental Europe and the UK.
Sharesight was built in New Zealand and its tax reporting engine reflects that. The automated compliance features — the reports that reduce real accountant time and real tax filing complexity — are designed for Australia, New Zealand, the UK, and Canada. If you are based in one of those four markets, Sharesight’s tax value proposition is direct and quantifiable.
If you invest from the Netherlands, Germany, Italy, France, Spain, or Portugal, the picture is different. Sharesight does not generate a Dutch Box 3 wealth statement, a German Abgeltungsteuer summary, an Italian 26% flat-tax capital gains report, or a French PEA-compatible filing. You get complete, accurate portfolio records — trade history, dividend income, performance in your base currency — which are useful inputs for your own filing or your accountant. But the automated compliance output that makes Sharesight worth paying for in Australia does not exist for most EU jurisdictions.
- Multi-broker portfolio consolidation — especially useful for IBKR paired with a local EU broker.
- True performance calculation in EUR or CHF, including dividends and FX effects.
- Automated dividend income calendar and annual income tracking.
- ETF exposure X-ray across multi-fund portfolios.
- Benchmarking your total return against a global index.
The honest summary: for a continental EU investor, Sharesight is a solid portfolio tracker and dividend logger. At the Investor tier, you are paying for automation and consolidation — not tax compliance. Whether that is worth ~€25–30/month depends entirely on how much friction your current tracking setup creates. For UK, AUS, NZ, or CA investors, the tax report value is concrete and often exceeds the subscription cost.
Sharesight vs the main alternatives
The decision is not just Sharesight vs. a spreadsheet. Here is how it compares to the tools most likely to come up in your research.
Portseido competes directly with Sharesight on performance reporting and dividend tracking. Its free plan is more generous, and it doesn’t have the sold-holding count problem. For continental European investors who don’t need AUS/NZ/UK tax reports, Portseido is worth trialling before committing to a Sharesight paid plan. We have a full Portseido vs Sharesight comparison if you want the side-by-side breakdown.
Both are EU-focused portfolio trackers with dividend tracking, allocation views, and a social/community feed that Sharesight lacks. They are lighter on analytics depth than Sharesight, with fewer broker integrations, but their EU focus means some local connections Sharesight doesn’t support. Worth considering if community comparison or a social portfolio feed matters to you — but not the right choice if you need robust tax reporting or multi-currency analytics.
A well-built spreadsheet handles basic tracking and costs nothing. Sharesight beats it on dividend automation, corporate action handling, multi-currency accuracy, and tax reports. The spreadsheet wins on full data control and zero cost. The calculus is simple: if you spend more than 30 minutes a month maintaining your spreadsheet, that time has a real cost and Sharesight starts to pay for itself. If maintenance takes 10 minutes a quarter, stick with the spreadsheet.
Koyfin is a research and financial data platform — not a portfolio tracker in Sharesight’s category. Use Koyfin for earnings calendars, financial data, and stock screening. Use Sharesight for tracking what you own, including dividend income and tax records. The two tools are complementary, not competing — many investors use both.
Pros and cons
- Dividend tracking is best-in-class — automatic, accurate, and comprehensive without user input.
- True total return calculation including fees and currency effects is rare among portfolio trackers at this price.
- Tax reporting (AUS, NZ, UK, CA) genuinely saves accountant time and reduces filing complexity.
- IBKR integration is robust — the most common use case for EU investors using Sharesight.
- ETF exposure / X-ray is a feature most direct competitors simply do not offer.
- Corporate action history is well-maintained going back to 2007 — splits, mergers, and DRIPs handled reliably.
- Sold holdings count toward your plan limit — the most common surprise for new paid subscribers.
- No jurisdiction-specific tax support for any continental EU country.
- Mobile app is stripped down relative to the web platform — functional but not feature-complete.
- Crypto support is basic; not suitable as a primary crypto tracker.
- Some EU brokers require manual CSV imports rather than a direct connection.
- UI feels functional but dated in places compared to newer tools in the category.
Is Sharesight worth it?
For the right investor, yes — it is one of the better portfolio tracking tools available. The right investor has a multi-broker portfolio, meaningful dividend income, holdings spanning several years, and ideally a base in Australia, New Zealand, the UK, or Canada where the tax reports deliver direct financial value.
For continental European investors, the value calculation is narrower. Sharesight is a very good portfolio tracker and dividend logger, but you are not getting the tax compliance output that justifies the price in AUS/NZ/UK/CA. At the Investor tier, you are paying roughly €25–30/month for automation and consolidation. If you have a growing multi-broker portfolio with meaningful dividend income and spreadsheet maintenance is becoming a real friction point, that is reasonable. If your portfolio is still simple and your broker provides adequate statements, start on the free plan and revisit in a year.
The free plan is a real product — try it before paying anything. The 10-holding limit (including historical sold positions) will tell you quickly whether the paid tier is justified by your situation. And if you are a continental EU investor primarily after portfolio tracking rather than tax reports, run a parallel trial on Portseido before committing to Sharesight’s paid tier.
Start with the free plan and track up to 10 holdings. If you hit the limits, the paid tier decision becomes straightforward. Onboarding is quick — connect your broker or upload a CSV and your portfolio is live in minutes. If you want to compare before committing, the Portseido vs Sharesight guide covers both tools side by side.
Go deeper
Frequently asked questions
Is Sharesight free?
Yes. Sharesight has a permanent free plan that tracks up to 10 holdings across 1 portfolio with basic performance reporting. No credit card required to sign up. The 10-holding limit counts all historical positions, including sold ones — not just current open positions. Tax reports and advanced analytics are excluded from the free tier.
Does Sharesight work for European investors?
Sharesight works as a portfolio tracker for European investors — it supports global exchanges, multi-currency portfolios, and IBKR integration. However, its automated tax reports are designed for Australia, New Zealand, the UK, and Canada only. Continental European investors get accurate performance records but no jurisdiction-specific tax calculations. For EU tax filing, a separate tool or accountant is still required.
Do sold holdings count toward my Sharesight plan limit?
Yes — and this is the most common complaint from long-term users. Sharesight counts all historical holdings, including sold positions, toward your plan limit. Not just current open positions. Investors who have rotated holdings over several years can hit a paid tier’s cap despite holding a modest number of active positions today. Count your full trade history, not just what you currently hold, when choosing a plan.
Does Sharesight automatically calculate taxes?
Sharesight automates tax reporting for Australia, New Zealand, the UK, and Canada — generating CGT reports, taxable income summaries, and dividend tax breakdowns aligned to local rules. For continental European investors, there is no jurisdiction-specific output. You get accurate records that support manual filing or help your accountant, but no automated Dutch, German, Italian, French, Spanish, or Portuguese compliance calculations.
Does Sharesight connect to Interactive Brokers?
Yes. Interactive Brokers is one of Sharesight’s core integrations and is well-supported. The connection allows automatic trade imports, significantly reducing manual data entry for investors using IBKR as their primary broker. CSV imports are available for brokers without a direct connection.
Can Sharesight replace a spreadsheet?
For most long-term investors, yes. Sharesight automates dividend tracking, corporate actions (splits, DRIPs, mergers), currency conversions, and total return calculation — all of which require ongoing manual maintenance in a spreadsheet. The spreadsheet still wins on full data ownership and zero cost. The break-even point: if portfolio maintenance takes more than 30 minutes a month, the paid tier starts to justify the subscription.
Is Sharesight safe?
Sharesight connects to brokers via read-only API access — it cannot place trades or move money. Data is encrypted in transit and at rest. It is a reporting platform, not an execution platform. The security model is comparable to other portfolio aggregation tools in this category.
Pricing figures cited are approximate based on publicly available information and may vary by region, billing cycle, and Sharesight’s current pricing structure. Always verify current pricing directly on Sharesight’s website before subscribing. QuantRoutine does not currently hold an affiliate relationship with Sharesight; the Visit Sharesight link is a direct, untracked link with no commission arrangement.