DEGIRO Fees Explained:
What you actually pay
Fees verified July 2026 against official pricing pages — see our methodology
DEGIRO positions itself around exceptionally low costs for ETF investing, and for Core Selection trades on Tradegate the headline figure is genuinely low. But the fee structure has more moving parts than that headline suggests: a €3 ETF fee on non-Tradegate exchanges, Tradegate-specific Core Selection pricing, exchange-dependent stock commissions, a 0.25% FX conversion charge, and exit costs most investors never think about until they want to leave. This guide covers each cost so you know what you are paying. Currency or external product and spread costs may apply to Core Selection trades.
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DEGIRO fee summary
Figures verified July 2026 against DEGIRO’s six published fee schedules — the Netherlands, Germany, France, Ireland, the UK and Switzerland. DEGIRO serves other European markets that publish no separate schedule. Some fees differ by country entity, as noted in the rows below — check the schedule published for your own country before trading.
| Fee type | Amount | When it applies |
|---|---|---|
| ETF transaction fee (non-Tradegate exchanges) | €3.00 | €2.00 commission + €1.00 handling fee per order on Xetra, Euronext, etc. Applies to any ETF bought away from Tradegate, including Core Selection products. |
| Stock transaction fee | Exchange-dependent | Entity-dependent. Most European exchanges including Xetra and Tradegate: €3.90; Börse Frankfurt, Australia, Hong Kong, Singapore, Tokyo: €5.00; US and Canada: €1.00 — all plus €1.00 handling, except Tradegate stocks, which carry none. Rates on individual European exchanges vary by country entity: Dutch clients pay €2.00 on Euronext Amsterdam and Euronext Brussels; Irish clients €2.00 on Euronext Dublin; French clients €1.00 on Euronext Paris; UK clients £1.75 on the London Stock Exchange, where the handling fee is GBP 1.00; Swiss clients CHF 5.00 on the Swiss Stock Exchange, where the handling fee is CHF 1.00; German clients pay €3.90 on Xetra. Check the schedule published for your own country |
| Core Selection products (Tradegate) | €1.00 | Commission waived; €1.00 handling fee only — Tradegate listing required. Currency or external product and spread costs may apply. |
| Exchange connectivity fee | €2.50 per exchange per calendar year, capped at 0.25% of the annual maximum account value | Charged per exchange per calendar year; you pay whichever of the two is lower. Exempt venues are set per country entity — for Dutch clients Euronext Amsterdam, Euronext Brussels and the ETF Core Selection; for German clients Xetra, Börse Frankfurt and the ETF Core Selection. The Dutch schedule states costs are settled monthly; the other schedules state no billing cadence. |
| FX conversion (AutoFX) | 0.25% | Per transaction in a non-base currency |
| FX conversion (Manual) | €10 + 0.25% | When manually converting between currency balances, where your DEGIRO entity offers it — the UK schedule lists Auto FX only |
| Crypto assets (OTC via Tradias) | 0.29% – 0.50% | Per order, minimum €0.01. Dutch clients 0.29%; German, French and Irish clients 0.50%. No handling fee and no connectivity fee applies on those four schedules. Not offered in the UK. Crypto assets are highly volatile assets. The value can fluctuate significantly. There is a risk of losing the entire invested capital. |
| Debit (margin) interest | 4.75%–6.90% | Charged on debit money. Unallocated: 6.25% EUR, 6.90% all other currencies. Allocated: 4.75% EUR, 5.25% USD, 5.25% GBP. The UK schedule publishes GBP rates only (6.90% unallocated, 5.25% allocated); the Swiss schedule adds CHF at 4.00% unallocated and 2.50% allocated |
| Custody fee | €0.00 | Not charged on standard holdings. One documented exception: Xetra-Gold ETC (ISIN DE000A0S9GB0) carries a custody charge of 0.025% per calendar month plus VAT, calculated on the Xetra-Gold position value at the end of the month |
| Inactivity fee | €0.00 | Not charged. Transaction fees still apply when you trade, and currency, connectivity, external product and spread costs may apply |
| Deposit fee | €0.00 | Bank transfers in are listed as free on the fee schedules |
| Money transfer (withdrawal) | €0.00 | Listed as free in DEGIRO’s fee schedule |
| Position transfer out | €20.00 per position + external costs | When moving positions in-kind to another broker, under the Dutch, Irish, French, UK and Swiss schedules. External costs differ per exchange, are not published, and are passed on to the client — DEGIRO’s service desk quotes the amount on request. German clients are the exception: the German schedule lists outgoing portfolio transfers as free |
The €3.00 ETF fee: how it behaves at different order sizes
The standard ETF cost on non-Tradegate exchanges — and why small orders carry a disproportionately high effective rate.
The ETF transaction fee is €3.00 per order on non-Tradegate exchanges — Xetra, Euronext Amsterdam, Euronext Paris, Borsa Italiana, Madrid — composed of a €2.00 commission plus a €1.00 handling fee. For Core Selection products traded via Tradegate, only the €1.00 handling fee applies. Currency or external product and spread costs may apply. Stock commissions are different: exchange-dependent, entity-dependent, and not a flat €3. Most European exchanges, including Xetra and Tradegate, are €3.90. Börse Frankfurt, Australia, Hong Kong, Singapore and Tokyo are €5.00. US and Canadian stocks are €1.00. All carry the €1.00 handling fee on top, with Tradegate stocks the one exception among them — they carry none. Rates on individual European exchanges also vary by country entity, and the pattern is not uniform: Dutch clients pay €2.00 on Euronext Amsterdam and Euronext Brussels, Irish clients €2.00 on Euronext Dublin, French clients €1.00 on Euronext Paris, UK clients £1.75 on the London Stock Exchange, where the handling fee is GBP 1.00, and Swiss clients CHF 5.00 on the Swiss Stock Exchange, where the handling fee is CHF 1.00. German clients pay €3.90 on Xetra, the same band as most other European exchanges. On the Dutch schedule, Euronext Paris and Euronext Dublin both sit in the €3.90 band. Check the schedule published for your own country before assuming any of these figures apply to you.
| Order value | Non-Tradegate fee | Effective rate | Core Selection (Tradegate) |
|---|---|---|---|
| €100 | €3.00 | 3.00% | €1.00 (1.00%) |
| €500 | €3.00 | 0.60% | €1.00 (0.20%) |
| €1,000 | €3.00 | 0.30% | €1.00 (0.10%) |
| €5,000 | €3.00 | 0.06% | €1.00 (0.02%) |
| €10,000 | €3.00 | 0.03% | €1.00 (0.01%) |
Effective rates are calculated from DEGIRO’s published fee schedules, verified July 2026, and exclude spread. Core Selection handling fee applies on Tradegate; currency or external product and spread costs may apply. Fees are subject to change.
€2.50 per exchange per year — easy to overlook, easy to manage
- €2.50 per exchange per calendar year, capped at 0.25% of the annual maximum account value — you pay whichever is lower.
- The cap is measured against the account value as a whole, not against what you hold on that exchange, so on all but the smallest accounts the €2.50 applies in full for each chargeable exchange.
- Triggered on your first trade on a non-home exchange each calendar year, or when you hold a position there.
- The Dutch schedule states that costs are settled monthly; the other country schedules state no billing cadence.
- Exception: the exempt venues listed on your country’s schedule, and ETF Core Selection trades, carry no connectivity fee.
- Core Selection products via Tradegate = €0.00/year.
- Any two non-home exchanges = up to €5.00/year.
- Trading across 5 non-home exchanges outside the Core Selection = up to €12.50/year.
- For a focused UCITS ETF plan using Core Selection on Tradegate: €0 connectivity cost.
- Exempt venues are listed on each country’s schedule — Euronext Amsterdam and Euronext Brussels for Dutch clients, Euronext Paris and Brussels for French clients, Euronext Dublin for Irish clients, Xetra and Börse Frankfurt for German clients, the London Stock Exchange for UK clients, and the Swiss exchange for Swiss clients. OTC Tradias is exempt on the Dutch, German, French and Irish schedules. The ETF Core Selection is exempt on every schedule.
0.25% FX fee: the cost that compounds over time
The most significant ongoing cost for investors buying non-EUR assets — and the easiest to avoid entirely for EUR-account holders buying UCITS ETFs on European exchanges.
DEGIRO charges 0.25% of the transaction value whenever you buy or sell a product denominated in a currency different from your account’s base currency. For most European investors with a EUR account, this applies to:
- ETFs listed in USD or GBP on the LSE or other foreign exchanges
- US stocks on NYSE or NASDAQ
- Any product on a non-EUR exchange
The fee applies on both legs of a round trip — 0.25% to buy, 0.25% to sell. Effective round-trip FX cost: 0.50% on top of all other fees.
Buy a EUR-denominated line of your UCITS ETF where one exists — the major index trackers have EUR listings on venues such as Xetra, Euronext Amsterdam and Euronext Paris. The same fund can trade in different currencies on different venues and under different tickers, so check the listing currency of the specific line before you buy. Where the line is priced in EUR and your account is in EUR, no FX conversion is triggered. The fund’s underlying holdings can still carry currency exposure.
Individual US stocks have no EUR-denominated equivalent. On the like-for-like automatic route, Interactive Brokers applies a markup of around 0.03% to its auto-conversion versus DEGIRO’s 0.25% AutoFX. Competitor figures verified July 2026 against Interactive Brokers’ published pricing pages and subject to change.
DEGIRO offers two currency conversion modes:
- AutoFX (default): currency conversion happens automatically when a foreign-currency trade executes. Simple — no manual steps — but the 0.25% fee applies at each transaction, including on proceeds when you sell.
- Manual FX: lets you hold separate foreign-currency cash balances (e.g. a USD balance). Useful if you regularly buy and sell USD assets, since you avoid converting back and forth on every trade. Downside: where your country entity offers manual FX, initiating a conversion costs €10 + 0.25%, which is only worth it for larger conversion events — the UK schedule lists Auto FX only. Adds complexity to cash management.
For EUR-account investors buying a EUR-denominated line of a UCITS ETF, neither mode is triggered — no FX event occurs at all.
Core Selection: defined by venue, not by a curated list
Core Selection pricing applies to what is listed on Tradegate. The venue is the whole definition — which is why selecting the right listing on your order ticket is the only thing you need to get right.
The Core Selection is all ETFs, ETCs and ETNs listed on Tradegate Exchange — over 1,000 products by DEGIRO’s own count. It is not a hand-picked list of funds: if the product trades on Tradegate, it is in. Note that it covers ETCs and ETNs as well as ETFs, so “Core Selection products” is the accurate term rather than “Core Selection ETFs”.
On these products the €2.00 transaction commission is waived — but the €1.00 handling fee still applies. DEGIRO’s own framing is a flat €1 per transaction; the €0.00 commission plus €1.00 handling fee breakdown is the same figure seen from the fee schedule side. Currency or external product and spread costs may apply.
The same fund often trades on several exchanges at once, and that is where the cost difference sits. Buy the Xetra or Euronext line and you pay €3.00; buy the Tradegate line of the same fund and you pay €1.00. Currency or external product and spread costs may apply. Check the venue shown on your order ticket before confirming.
There is no downloadable product list, and DEGIRO does not publish one — because the selection is defined by venue, the platform filter is the only reliable way to see what qualifies at any given moment:
- Products > Trackers (ETFs), then set the Commission type filter to Core Selection.
- Or set the Stock markets filter to Tradegate AG, which returns the same set.
- Core Selection products carry no connectivity fee, and the Core Selection’s former Fair Use Policy has been waived — there is no monthly free-trade allowance to track.
- The product is listed on Tradegate Exchange.
- You select the Tradegate listing when placing your order.
- Currency or external product and spread costs may apply.
- You select a Xetra or Euronext listing instead of Tradegate.
- The product is not listed on Tradegate at all.
- The Tradegate listing exists but you reached the order ticket from a different venue’s page.
Crypto assets: a percentage fee, not a flat one
Crypto assets are priced differently from stocks and ETFs at DEGIRO — a percentage of the order value rather than a flat commission — and availability differs by country.
DEGIRO offers crypto assets over the counter rather than on an exchange — orders are executed directly with a market party, Tradias GmbH in Frankfurt. Pricing is a percentage of the order value with a minimum of €0.01 per order: 0.29% for Dutch clients and 0.50% for German, French and Irish clients. Those four schedules list crypto among the handling fee exemptions, and OTC Tradias among the connectivity fee exemptions, so neither the €1.00 handling fee nor the €2.50 connectivity fee applies to a crypto order.
Availability is country-specific. Crypto assets are offered to clients in the Netherlands, Spain, Ireland, France, Portugal, Italy, Germany and Greece. Spain, Portugal, Italy and Greece have no separately published fee schedule, so no rate is published for those four markets — confirm the cost in the platform before placing an order. Crypto assets are not offered in the United Kingdom.
Clients in Switzerland, Poland and Sweden are served with crypto ETNs instead. A crypto ETN is a different instrument from a crypto asset held directly, and is priced under the exchange-traded product lines of the relevant schedule rather than on the OTC crypto rate above — do not assume the percentages here apply to it.
What doesn’t appear on DEGIRO’s fee schedule
These costs are real but invisible — they never show up as a line item on your statement.
Every ETF trade has an implicit cost that does not appear on DEGIRO’s fee schedule: the spread between the buy (ask) and sell (bid) price. Spreads vary by product, venue and time of day, and are set by the market rather than by DEGIRO. Check the order book before placing a trade and use limit orders rather than market orders.
Securities lending is not a DEGIRO-wide feature. It is available to clients in the Netherlands, Spain, Switzerland and Italy, and nowhere else — if you are on the German, French, Irish or UK entity it does not apply to you at all.
Where it is offered, it is opt-in and off by default. Your holdings will not be lent unless you actively enable it: you must accept the securities lending appendix and pass DEGIRO’s Appropriateness Test. There is no per-position choice — opting in makes every eligible share, ETF and bond in the account available for lending. On the revenue side, DEGIRO receives Borrowing Fees, deducts the fees payable to its service providers, and pays 50% of the remaining amount to the client as a Compensation Payment, credited in the month following the month in which it accrues. That is 50% of net lending revenue, not of gross. DEGIRO publishes no lending rate — rates are set per security and vary continuously, so no yield can be estimated in advance.
The risks are the reason to think carefully rather than opt in by default. DEGIRO is your counterparty — you lend to DEGIRO, which then lends on, so your exposure is to DEGIRO rather than to the end borrower, and collateral is taken and adjusted to cover the loan. Voting rights transfer to the borrower while a position is on loan and are recoverable only by instructing a recall ahead of the record date. You remain the economic owner throughout, which means you keep the upside and stay fully exposed to price falls. Income arrives as a Substitute Payment and can be late. Review DEGIRO’s Securities Lending Conditions and its ex-ante cost information before enabling it.
The Total Expense Ratio (TER) of the ETF itself is not a DEGIRO fee — it is deducted directly from the fund’s NAV. iShares Core MSCI World (IWDA) has a TER of 0.20%; Vanguard FTSE All-World (VWCE) is 0.14% following Vanguard’s shareholder notice of 21 July 2026, effective 28 July 2026. TERs are set by the fund provider, not the broker, and can change — verify the current figure in the fund’s KID before investing. See our UCITS vs US ETF total drag study for a full breakdown.
Dividends may be subject to withholding tax at source before they reach the fund — depending on the ETF’s domicile and the underlying market. Not a DEGIRO fee, but it reduces your effective return. Our accumulating vs distributing tax drag study quantifies this for common UCITS ETFs.
Delayed prices come as standard. Real-time feeds are optional and charged per exchange per calendar month if you switch them on. A group of venues is free, a middle tier costs a few euros per exchange per month, and the most expensive tier sits above that — but the venue lists and the amounts are set per country entity and are not identical across schedules, so read the quotes section of the schedule published for your own country rather than assuming a figure from elsewhere. Most buy-and-hold ETF investors can leave real-time feeds switched off entirely and never encounter this cost.
Most ETF investors will never trigger these. But they exist and are worth knowing. Amounts below come from DEGIRO’s published fee schedules, verified July 2026, and can differ by country entity:
- Stock dividends (scrip): if a company offers a dividend in shares rather than cash and you elect the scrip option, DEGIRO charges €7.50 per dividend on a best-effort basis. Cash dividend and coupon processing is free. For standard UCITS ETF investors — accumulating or distributing — this rarely applies.
- Internal transfers and exchange conversions: moving a position between DEGIRO accounts is €7.50 per position on all six schedules. Converting a delisted stock to another exchange is €45.00 per position, and the German and Swiss schedules additionally state a €45.00 minimum where trading in the stock has been suspended.
- Orders placed by email or phone: placing an order through DEGIRO’s order desk rather than the platform carries a surcharge on order values up to €100,000 — €10.00 on the Dutch, German, French and Irish schedules, GBP 8.50 on the UK schedule and CHF 11.00 on the Swiss schedule. The French schedule adds that the surcharge is not charged if the order does not execute.
- Shortfall and margin procedures: if your account runs a persistent shortfall, DEGIRO closing a position costs €50.00 plus 0.50% of the position value, capped at €500.00, plus the regular transaction costs. If your margin is exceeded by 125%, the charge is €100.00 plus 1.00%, capped at €500.00, plus regular transaction costs. These apply to margin and debit-money accounts, not to a fully funded cash portfolio.
Several European countries apply a financial transaction tax (FTT) or stamp duty on certain instruments. DEGIRO passes these through — they appear on your statement — but they are state taxes, not broker commissions:
- Whether a transaction tax applies depends on the instrument and the market you trade on, not on your broker.
- Some securities carry stamp duty — check current rates directly with the relevant tax authority, as these are set by governments, not DEGIRO.
- UCITS ETFs traded on major exchanges are typically exempt from these taxes, but individual stocks may not be.
The cost difference between “broker fee” and “state tax” matters for how you plan your strategy, not for how much you actually pay. Both come out of your pocket.
Low cost to enter. Not always low cost to leave.
DEGIRO’s entry costs are low. The cost of transferring your portfolio elsewhere is a separate — and often ignored — part of the fee picture.
Under the Dutch, Irish, French, UK and Swiss schedules, transferring your positions in-kind to another broker costs €20.00 per position, plus external costs. Those external costs differ per exchange and are not published — DEGIRO passes them on and its service desk quotes the amount on request, so budget for an unknown addition. Your receiving broker may also charge separately. German clients are the exception: the German schedule lists outgoing portfolio transfers as free, so this section does not apply if you are on the German entity.
- A portfolio with 10 positions costs €200 before external costs.
- Transferring a portfolio to DEGIRO is listed as free in its fee schedule — the charge applies only on the way out. Your current broker may still charge for the outgoing side.
- Selling to transfer may trigger capital gains taxes depending on your country, and leaves you out of the market in between.
- Not every European broker accepts incoming transfers of positions held on Tradegate, and acceptance changes over time — confirm with your intended destination broker first.
How DEGIRO’s fees compare to alternatives
| Broker | ETF transaction fee | FX conversion | Custody fee |
|---|---|---|---|
| DEGIRO | €3.00 on non-Tradegate exchanges (Core Selection on Tradegate: €1.00 handling fee) | 0.25% (AutoFX, automatic) | €0 |
| Trading 212 | €0 (Invest account, commission-free) | 0.15% (Invest/ISA, EU and UK entities) | €0 |
| Interactive Brokers | 0.05% of trade value, min €1.25, max €29 (Fixed pricing) | ~0.03% markup (auto-conversion) | €0 |
| Trade Republic | €1 per manual trade (external settlement cost, not a commission); savings plans €0 | Embedded in the execution venue’s bid-ask spread, not billed separately | €0 |
| Scalable Capital | €0.99 per trade on the free plan; €0 on PRIME+ for orders from €250; Xetra €3.99 + 0.01% (min €1.50) on all plans | No separate FX fee published — trades route primarily in EUR | €0 (PRIME+ is a €4.99/month subscription, not a custody fee) |
All figures verified July 2026 against each broker’s published pricing pages — see our methodology. Plans, entities and rates differ by country and account type and are subject to change; verify current terms with each broker before comparing. For EUR-account holders using Core Selection listings on Tradegate the effective cost is €1.00 per trade, with no connectivity fee on ETF Core Selection trades; currency or external product and spread costs may apply. Other exchanges still incur up to €2.50 per year each.
When DEGIRO’s fee structure works — and when it doesn’t
The right broker depends on what you’re actually doing. DEGIRO’s cost attractiveness changes significantly by use case.
| Investor type | DEGIRO fee fit |
|---|---|
| EUR investor buying Core Selection UCITS ETFs on Tradegate monthly | Strong fit — €1 handling fee per trade, no connectivity fee on ETF Core Selection trades |
| EUR investor buying one or two broad UCITS ETFs on a EUR-denominated line | Good fit — €3 per trade, no FX conversion; connectivity capped at €2.50 per exchange per year |
| Investor buying many small orders (under €200) frequently | Weak fit — €1–3 flat fee is a high effective rate at small sizes |
| Investor buying USD-priced stocks regularly | Weak fit — 0.25% FX compounds against you |
| Investor likely to switch brokers in the next 5 years | Consider exit costs — Tradegate positions may complicate transfer |
| Investor who needs a multi-currency account or broader product access | Weak fit — foreign-currency balances require manual FX at €10 + 0.25% per conversion where offered, and DEGIRO does not offer fractional shares |
Fit assessments are QuantRoutine’s editorial view based on DEGIRO’s published fee schedules, verified July 2026 and subject to change. Core Selection handling fee applies on Tradegate; currency or external product and spread costs may apply. This is not investment advice.
Ready to open a DEGIRO account?
Before opening, check whether the products you intend to buy are listed on Tradegate, and confirm the connectivity, currency and exit costs that apply to the exchanges you intend to use. Verify current fee terms on DEGIRO’s official site before opening or funding an account.
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Frequently asked questions
What is the DEGIRO transaction fee in 2026?
DEGIRO charges €3.00 per order on ETFs traded on non-Tradegate exchanges — a €2.00 transaction commission plus a €1.00 handling fee. The ETF pricing is the same across DEGIRO’s country entities. Stock commissions are different: exchange-dependent, entity-dependent, and not a flat €3. Most European exchanges including Xetra and Tradegate are €3.90; Börse Frankfurt, Australia, Hong Kong, Singapore and Tokyo are €5.00; US and Canadian stocks are €1.00 — all plus €1.00 handling, except Tradegate stocks, which carry none. Rates on individual European exchanges vary by country entity: Dutch clients pay €2.00 on Euronext Amsterdam and Euronext Brussels, Irish clients €2.00 on Euronext Dublin, French clients €1.00 on Euronext Paris, UK clients £1.75 on the London Stock Exchange where the handling fee is GBP 1.00, Swiss clients CHF 5.00 on the Swiss Stock Exchange where the handling fee is CHF 1.00, and German clients €3.90 on Xetra. For Core Selection products traded on Tradegate, the €2.00 commission is waived and you pay only the €1.00 handling fee. Currency or external product and spread costs may apply.
What is the DEGIRO exchange connectivity fee?
DEGIRO charges a connectivity fee of €2.50 per exchange per calendar year, capped at 0.25% of the annual maximum account value — you pay whichever is lower. The cap is measured against the account value as a whole, not against what you hold on that exchange, so on all but the smallest accounts the €2.50 applies in full for each chargeable exchange. The Dutch schedule states that costs are settled monthly; the other country schedules state no billing cadence. The fee is triggered on your first trade on a non-home exchange each calendar year, or when you hold a position there. The exempt venues listed on your country’s schedule, and ETF Core Selection trades, carry no connectivity fee at all. Trading on one or two other non-home European exchanges keeps this cost at or below €5.00 per year. Figures verified July 2026 against DEGIRO’s published fee schedules and subject to change.
How much does DEGIRO charge for currency conversion?
DEGIRO charges a 0.25% FX conversion fee whenever you buy or sell a product denominated in a currency different from your account’s base currency. The fee applies on both the buy and sell legs — an effective 0.50% round-trip cost. Where your country entity offers manual FX, it costs €10 + 0.25%; the UK schedule lists Auto FX only. With a EUR account you can avoid the conversion by buying a EUR-denominated line of your UCITS ETF where one exists; check the listing currency of the specific line before you buy, as the same fund can trade in different currencies on different venues.
Are Core Selection products free on DEGIRO?
Not fully free. The Core Selection is all ETFs, ETCs and ETNs listed on Tradegate Exchange — over 1,000 products by DEGIRO’s own count. On those, DEGIRO waives the €2.00 transaction commission, but the €1.00 handling fee still applies per trade, which DEGIRO presents as a flat €1 per transaction. Buy the same fund on Xetra or Euronext instead of Tradegate and the full €3.00 applies, because the venue is what defines the selection rather than a curated list. Currency or external product and spread costs may apply.
Does DEGIRO charge inactivity or custody fees?
No. DEGIRO does not charge inactivity fees or ongoing custody fees. That does not make the account free to use: transaction fees apply when you trade, and currency, connectivity, external product and spread costs may apply. The connectivity fee is charged per calendar year and capped at 0.25% of the annual maximum account value, and is triggered on your first trade on a non-home exchange each calendar year, or when you hold a position there.
What does it cost to transfer my portfolio out of DEGIRO?
Under the Dutch, Irish, French, UK and Swiss schedules, transferring positions in-kind to another broker costs €20.00 per position, plus external costs. Those external costs differ per exchange and are not published — DEGIRO passes them on and its service desk quotes the amount on request. A portfolio with ten holdings costs €200 before external costs. German clients are the exception: the German schedule lists outgoing portfolio transfers as free. You can instead sell your positions and withdraw cash, which avoids the per-position fee but may trigger capital gains events depending on your country and leaves you out of the market in between. Separately, not every European broker accepts incoming transfers of positions held on Tradegate, and acceptance changes over time, so confirm with your intended destination broker first.
What is AutoFX on DEGIRO and should I use it?
AutoFX is DEGIRO’s default mode where currency conversion happens automatically at the point of trade — the 0.25% fee applies each time a foreign-currency transaction executes, including on sale proceeds. Manual FX lets you maintain separate foreign-currency balances, which can reduce repeated back-and-forth conversions if you regularly trade USD assets. However, where your country entity offers manual FX, activating a conversion costs €10 + 0.25%, which makes it worthwhile only for larger single conversion amounts — the UK schedule lists Auto FX only. For EUR-account investors buying a EUR-denominated line of a UCITS ETF, neither mode is triggered — no FX event occurs at all.
Does DEGIRO charge fees on crypto assets?
Yes. Crypto assets are traded over the counter with a market party rather than on an exchange, and are priced as a percentage of the order value with a minimum of €0.01 per order: 0.29% for Dutch clients and 0.50% for German, French and Irish clients. Those four schedules exempt crypto from the €1.00 handling fee and exempt OTC Tradias from the connectivity fee. Crypto assets are also offered in Spain, Portugal, Italy and Greece, which publish no separate fee schedule, so no rate is published for those markets. Crypto assets are not offered in the United Kingdom; clients in Switzerland, Poland and Sweden are served with crypto ETNs, which are a different instrument priced differently. Crypto assets are highly volatile assets. The value can fluctuate significantly. There is a risk of losing the entire invested capital.
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QuantRoutine provides educational content only. Nothing on this page is an offer, solicitation, or recommendation to buy or sell any security or to open an account with any specific broker. Investments can lose value, and past performance does not guarantee future results. You are responsible for your own investment, tax, and legal decisions. Always review DEGIRO’s current terms, fees, and eligibility on their official website before opening or funding an account. Fee structures are subject to change; verify the current schedule at DEGIRO’s official fee page.