Simply Wall St vs ValuEdge (2026):
two fair-value tools tested on the same European stocks
Both tools put a fair value on a share and track a portfolio against it. We read five European stocks on both side by side, and ran an eight-holding test portfolio through ValuEdge across captures from 27 Sep to 1 Oct 2026. The two disagreed on direction for two of the five stocks, and ValuEdge’s portfolio prices for Milan, Paris and London stocks stopped updating for three trading sessions.
Some of the links on this site are affiliate links, meaning we may earn a commission at no extra cost to you if you sign up through them. This does not affect our reviews or recommendations — we only feature products we genuinely believe are useful for investors. This site provides educational content only, not personalized investment advice. Investments can lose value and past performance does not guarantee future results. You are responsible for your own financial decisions and for confirming the tax and legal rules that apply in your country.
TL;DR
Different jobs. Simply Wall St surrounds each fair value with labels, dates and context. ValuEdge gives one blended number and a portfolio-wide intrinsic value, but in our test its prices and labels needed checking against a second source.
- Its percentages are labelled: the “intrinsic discount” is measured against fair value, which we verified on six data points.
- Company pages show a dated price with an “Updated Xh ago” stamp.
- On Legal & General it showed a 185% payout ratio and a “major risk – dividend sustainability” alert.
- The free plan includes 5 Company Reports per month and asks for no card at signup; we hit no paywall across our 5 reports.
Weak spots: the ASML header defaulted to the analyst target rather than its own DCF, and one Legal & General alert showed a “Cash payout ratio: 0%” while saying the dividend was not covered by cash flows.
- Broker sync through SnapTrade lists DEGIRO, IBKR, Trading 212, eToro and BUX among European brokers.
- It values the whole portfolio, not just single stocks, with a portfolio intrinsic value and a Dividend Safety score from 0-100.
- The free plan needs no card: 1 portfolio · up to 10 holdings · 1 watchlist.
Weak spots: Milan, Paris and London stock prices stayed frozen across three sessions, Legal & General showed “EPS payout 3%”, and the AI assistant returned neither of the two data points we asked for.
Quick comparison
Each tool in its own currency, as its pricing page showed it to a logged-out visitor. Nothing is converted.
| Category | Simply Wall St | ValuEdge |
|---|---|---|
| Paid plans | Premium €9.95/mo, €119.40 billed yearly; Unlimited €19.95/mo, €239.40 billed yearly | Premium $14.99/mo or $144/yr; Unlimited $24.99/mo or $240/yr |
| Free plan | €0: 5 Company Reports per month, 1 Standard Portfolio with 10 Holdings, 5 Watchlists | $0: 1 portfolio, up to 10 holdings, 1 watchlist, 3 Valuation Lab uses every 7 days |
| Trial | 7 days of full Premium access on registration, no credit card required | 7-day Premium or Unlimited trial, card required |
| Refund and cancellation | 14-day full refund; cancel in 2 clicks | No contracts or cancellation fees |
| Payments processed by | Stripe | Paddle |
| Coverage, as each company states it | 120K+ stocks, 90+ markets | Roughly 1,700 active LSE listings, 1,070 Deutsche Börse, 750 Euronext Paris, 240 Amsterdam and 400 Borsa Italiana listings (founder email) |
| AI assistant | Charlie AI on Premium and Unlimited, not on Free | AI Sidekick: 3 credits a month on Free (Quick mode only), 20 on Premium, 50 on Unlimited |
| Fair-value percentage | Measured against fair value, labelled “intrinsic discount” | Measured against price, unlabelled |
| Price timing shown | Dated price with “Updated Xh ago” on the company page | “Market values use delayed or end-of-day ValuEdge prices” (Settings > Brokerage Sync) |
How we tested
ValuEdge ran on an Unlimited account with the display currency set to EUR (the default is USD). We built a manual test portfolio at Yahoo Finance closing prices: VWCE.DE, VHYL.AS, ENEL.MI, TTE.PA, LGEN.L, TGYM.MI, MSFT and NVDA, plus a watchlist of US and European tickers.
Simply Wall St ran on a free account created on 27 Sep. We read its company reports for ASML, Legal & General, Enel, TotalEnergies and Technogym, and took fair values from each report’s “Share Price vs Future Cash Flow Value” chart.
Portfolio captures: Sunday 27 Sep (Friday closes), Wednesday 30 Sep before the EU open (Tuesday 29 closes) and Thursday 1 Oct, 05:23-05:27 CEST (Wednesday 30 closes). Reference prices are Yahoo Finance historical rows, with EU rows read the next day.
Legal & General’s dividend: two opposite answers
Simply Wall St showed Legal & General (LGEN.L) with a payout ratio of 185%. It stated that the “Dividend of 7.32% is not well covered by earnings”, and carried a “major risk – dividend sustainability” alert dated 2 Sep. Its inputs are internally consistent: EPS of 0.12 against a dividend of about 0.22 a share works out at about 183%.
ValuEdge showed “EPS payout 3%” for the same stock. It also gave two different dividend safety scores, 43 and 30. Asked directly, its AI assistant’s Quick mode said the dividend “appears safe”.
A 185% payout ratio and a 3% payout ratio cannot both describe the same dividend. On this stock, Simply Wall St’s numbers agreed with each other and ValuEdge’s did not.
Fair value on five European stocks
Sunday capture. Simply Wall St prices are Friday’s closes. ValuEdge fair values are back-calculated from its margin of safety: price × (1 + MoS).
| Stock | SWS price | SWS DCF fair value | SWS verdict | ValuEdge price | ValuEdge fair value (derived) | ValuEdge MoS |
|---|---|---|---|---|---|---|
| ASML.AS (EUR) | 1,522.60 | 864.83 | 76.1% over | 1,523 | 735.86 | -51.7% |
| LGEN (GBP) | 2.98 | 5.68 | 47.7% under | 2.975 | 1.89 | -36.5% |
| ENEL (EUR) | 8.91 | 32.84 | 72.9% under | 8.95 | 7.36 | -17.8% |
| TTE (EUR) | 79.99 | 170.35 | 53.0% under | 78.77 | 89.48 | +13.6% |
| TGYM (EUR) | 13.26 | 15.27 | 13.2% under | 13.30 | 21.71 | +63.2% |
Direction agreed on three of the five (ASML, TotalEnergies, Technogym) and was opposite on Legal & General and Enel. Simply Wall St surrounds its DCF with analyst targets, fair P/E and a valuation score /6. ValuEdge gives one blended number, built from 70% two-stage DCF + 30% multi-factor relative valuation according to its help centre.
The two percentages are not the same measure
Simply Wall St’s “intrinsic discount” is measured against fair value and labelled. ValuEdge’s margin of safety is measured against price, with no label. On Technogym, ValuEdge’s +63.2% means fair value sits 63.2% above the price. Put the other way, the price sits 38.7% below fair value. ValuEdge’s own wording for the same stock, “63% below intrinsic value”, has it the wrong way round.
ASML: two fair values for one company
ValuEdge carried a separate fair value for each ASML listing. In the Sunday capture the ADR showed EUR 1,437 and ASML.AS EUR 735.86. In the Wednesday capture, which used Tuesday’s data, they were EUR 1,456 and 732.35, having moved in opposite directions. Simply Wall St’s DCF put ASML.AS at EUR 864.83, nearer the Amsterdam figure.
Simply Wall St has its own inconsistency here. Its ASML header showed “25.1% undervalued” in green, taken from the analyst target, while its own DCF put the share 76.1% overvalued. Its Enel DCF value was 3.7x the share price. On Legal & General it used its standard “Discounted Cash Flow model”, with no insurer-specific model shown.
ValuEdge’s frozen prices
ValuEdge Portfolio price per share in each capture, against Yahoo Finance for the session it should reflect.
| Holding | Sunday capture (Friday closes) | Wednesday capture (Tuesday closes) | Thursday capture (Wednesday closes) |
|---|---|---|---|
| ENEL.MI (EUR) | 8.95, outside Friday’s range of 8.83-8.93 | 8.95, outside Tuesday’s range of 8.68-8.83 (close 8.78) | 8.95 (close 8.75) |
| TTE.PA (EUR) | 78.77, outside Friday’s range of 79.16-80.70 | 78.77, inside the range (close 78.10) | 78.77 (close 75.70, ex-dividend EUR 0.90) |
| LGEN.L (GBp) | 297.5p, inside Friday’s range | 297.5p (close 294.30) | 297.5p (close 292.00) |
| TGYM.MI (EUR) | 13.30, inside Friday’s range | 13.30 (close 13.22) | 13.30 (close 13.43) |
| VWCE.DE (EUR) | 170.74, outside Friday’s range of 169.20-170.24 | 169.40, on the close | 169.40 (close 169.78) |
| MSFT (USD) | 516.17, on the close | 508.96, on the close | 508.96 (close 512.90) |
Weekdays did not settle. On the morning after each session, ValuEdge showed that session’s close for 3/8 holdings after Tuesday and 0/8 after Wednesday. Across the Mon/Tue/Wed sessions, four rows stayed identical to the cent: Enel EUR 1,369.35, TotalEnergies EUR 1,181.55, Legal & General GBP 892.50 and Technogym EUR 665.00. Their margin-of-safety verdicts did not change either.
The rows that froze were all single stocks listed in Milan, Paris and London. The two ETFs, on Xetra and Amsterdam, kept updating. With this portfolio we cannot separate exchange from asset type as the cause.
TotalEnergies went ex-dividend by EUR 0.90 on 30 Sep. In the Thu 1 Oct capture, ValuEdge still showed value 1,181.55 and yield 4.35% unchanged. Meanwhile the yield on two frozen rows did move between the Wednesday and Thursday captures: Enel from 5.62% to 5.58%, and Legal & General from 7.38% to 7.40%.
Measured in money, the gap is small. On Wednesday’s closes, ValuEdge valued the euro holdings at 9,900.72 against an actual 9,841.15, a difference of EUR 59.57. That is under 1% of the portfolio: the problem is frozen prices and verdicts, not the total.
The watchlist had its own issues on the Saturday. It showed Thursday’s close for SPY, AAPL, WOR and RFIL, and Amazon at $250.63, frozen intraday, against a close of 249.67.
Simply Wall St’s company pages showed a dated price with an “Updated Xh ago” stamp. Its prices were Friday’s closes, Enel at 8.91 and TotalEnergies at 79.99.
ValuEdge’s portfolio numbers
Intrinsic value changed method without notice
Between the Sunday and Wednesday captures, with no transactions, ValuEdge changed how it calculates portfolio intrinsic value. On Sunday it showed EUR 11,508 (-7.6%), with the VHYL dividend ETF silently valued at market value. In the Wednesday capture it showed EUR 10,080 (-19.0%), labelled “87% covered, VHYL.AS fair value unavailable”: VHYL was removed from intrinsic value but kept in market value.
On covered holdings only, the gap is -7.1%. About 12 of the 19 points come from setting VHYL against nothing. The VWCE row still showed no fair value (“-“) while being counted as covered.
Returns and dates
The “Actual TWR” chart was not time-weighted. It showed Nov -28.3% and Jan -23.6%, with the drops landing in months of new buys (purchases counted as losses). That -28.3% exceeds the page’s own “Est. Max Drawdown -18%”.
Every transaction was stored one day early, all 12 of them. The first purchase was entered for 2025-10-15 and ValuEdge listed it as “first purchase 2025-10-14”.
Currency
ValuEdge defaults to USD for an EU user. In EUR mode, the Performance page’s “Total Return” and “Dividend Income” cards kept the “$” sign, although the help centre says it “converts every number across the app instantly”. It offers 9 currencies: USD EUR GBP CAD AUD ILS JPY MXN CLP. CHF, SEK, NOK, DKK and PLN are not among them. Cost basis is converted at today’s exchange rate, not the rate on the purchase date, so return percentages come out identical in EUR and USD mode.
Dividends
ValuEdge showed three different dividends-received figures: EUR 39 (Performance), 191.02 (Transactions) and 420 (Positions Return Breakdown). Manual entry offers Buy, Sell and DRIP only, so the ledger auto-fills cash dividends as “Estimated” payouts. The Dividend Hub annualised Legal & General as “Quarterly” at EUR 87.02, though the company pays twice yearly.
Broker sync
Sync runs through SnapTrade, 39 institutions. The European brokers in the list were DEGIRO, IBKR, Trading 212, eToro and BUX. Trade Republic, Scalable, Saxo, XTB, Lightyear, Freedom24 and Bitvavo were not. Pressing “Sync now” with nothing connected returned “sync failed: brokerage returned no account”.
ValuEdge Sidekick: one question, three modes
We asked the same question in each mode: “Is Legal & General’s dividend safe? Give payout ratio and next payment date.”
- Quick (1 credit, about 10 seconds) answered that the dividend “appears safe”, with no payout ratio, no date and no sources.
- Analyst (2 credits, about 25 seconds) answered “data not available, cannot assess”, though both data points are on ValuEdge’s own pages.
- Deep failed twice, with no credits charged.
Tally: 3 credits, 0 of 2 data points, and Quick and Analyst contradicting each other.
A separate Sidekick portfolio review priced ENEL, TTE, VHYL and TGYM at the Portfolio price divided by 1.1399, treating euros as dollars. It put Enel at 7.85, below its 52-week low of 7.92, and the portfolio at a market value of 11,861.89 against 12,455 on the Portfolio page.
Free users receive Quick mode and 3 AI Sidekick credits every month. Extra credits cost $9 for 50, and purchased credits do not expire. Simply Wall St’s Charlie AI is on Premium and Unlimited, not on the free plan.
Plans and what each includes
Both pricing pages read logged out on 1 Oct 2026.
| Plan | Simply Wall St (EUR) | ValuEdge (USD) |
|---|---|---|
| Free | €0: 5 Company Reports per month; 1 Standard Portfolio · 10 Holdings; 5 Watchlists; Limited Screener with Alerts | $0: 1 portfolio · up to 10 holdings · 1 watchlist; 3 Valuation Lab uses every 7 days; AI Sidekick Quick mode · 3 credits every month |
| Premium | €9.95/mo, €119.40 billed yearly: 30 Company Reports per month; 3 Advanced Portfolios · 30 Holdings each; 20 Watchlists; 10 Screeners with Alerts | $14.99/mo or $144/yr: unlimited holdings and watchlist tickers; 100 Valuation Lab uses; 1 brokerage connection; 20 credits every month |
| Unlimited | €19.95/mo, €239.40 billed yearly: unlimited company reports, portfolios, holdings, watchlists and screeners | $24.99/mo or $240/yr: unlimited portfolios, Valuation Lab uses and brokerage connections; Whale Tracker; 50 AI Sidekick credits every month |
On ValuEdge, paying yearly saves $35.88 on Premium (12 × $14.99 = $179.88) and $59.88 on Unlimited (12 × $24.99 = $299.88). The code QuantRoutine takes 10% off ValuEdge.
Trials work differently. Simply Wall St starts every new account with 7 days of full Premium access, no credit card required, then moves it to Free on day 8. ValuEdge’s 7-day Premium or Unlimited trial requires a payment method; its Free plan does not. Simply Wall St offers a 14-day full refund.
Which one matches how you research
- You want each valuation explained, with labelled percentages, analyst targets and a dated price next to it.
- You research a handful of companies a month and 5 Company Reports per month covers it.
- You want to try the paid features without handing over a card.
- You want an intrinsic value for the whole portfolio, and you will check its prices against your broker before acting on a verdict.
- You hold through a broker in its sync list: DEGIRO, IBKR, Trading 212, eToro or BUX.
- You are fine with USD pricing and a card-required trial.
Neither fair value is a buy or sell signal on its own: on two of the five stocks we compared, the tools pointed in opposite directions. This is not investment advice.
Where every figure comes from
- Simply Wall St plans page, simplywall.st/plans, read logged out: prices, plan limits, trial and refund terms.
- ValuEdge pricing page, valuedge.app/pricing, read logged out: prices, plan limits, trial and Sidekick credits.
- ValuEdge help centre, valuedge.app/help: fair-value methodology and the currency-conversion claim.
- Emails from ValuEdge founder Kfir to QuantRoutine, September 2026: European listing counts, the comped Unlimited account and the discount code.
- Our own captures of both tools, and Yahoo Finance historical rows for reference closes and day ranges.
How we verify and date figures: see our methodology.
Try both on their free plans first
Neither free plan needs a card. ValuEdge’s 7-day paid-plan trial does, and the code QuantRoutine takes 10% off. Check each tool’s prices against a second source before you act on a fair value. Investing involves risk of loss.
Go deeper
Common questions
Is ValuEdge cheaper than Simply Wall St?
They price in different currencies, so this page does not convert them. Simply Wall St’s plans page showed Premium at €9.95/mo, €119.40 billed yearly, and Unlimited at €19.95/mo, €239.40 billed yearly. ValuEdge lists Premium at $14.99/mo or $144/yr and Unlimited at $24.99/mo or $240/yr. Both have a free plan.
Do Simply Wall St and ValuEdge agree on fair value?
Not reliably. On the five European stocks we compared, they pointed the same way on three (ASML, TotalEnergies, Technogym) and in opposite directions on Legal & General and Enel. They also measure the percentage differently: Simply Wall St against fair value, ValuEdge against price.
Do I need a credit card to try them?
Not for either free plan. Simply Wall St starts a new account with 7 days of full Premium access and asks for no card at signup. ValuEdge’s 7-day Premium and Unlimited trials require a payment method.
Which European brokers does ValuEdge sync with?
Sync runs through SnapTrade. The European brokers we found in the list were DEGIRO, IBKR, Trading 212, eToro and BUX. Trade Republic, Scalable, Saxo, XTB, Lightyear, Freedom24 and Bitvavo were not in it. Premium includes 1 brokerage connection and Unlimited includes unlimited connections.
Are ValuEdge’s prices real-time?
No. Its own disclosure says market values use delayed or end-of-day prices. In our test, the portfolio prices for Enel, TotalEnergies, Legal & General and Technogym did not change across the Monday, Tuesday and Wednesday sessions.
Does QuantRoutine earn money from this page?
Yes. Links to both tools are affiliate links, and purchases made with the ValuEdge code QuantRoutine also count as QuantRoutine referrals, whether or not you arrive through our link. ValuEdge’s founder moved our account to the Unlimited plan free of charge for this test.
Some of the links on this site are affiliate links, meaning we may earn a commission at no extra cost to you if you sign up through them. This does not affect our reviews or recommendations — we only feature products we genuinely believe are useful for investors. This site provides educational content only, not personalized investment advice. Investments can lose value and past performance does not guarantee future results. You are responsible for your own financial decisions and for confirming the tax and legal rules that apply in your country.