Blockpit vs Divly
Which crypto tax tool is right for EU investors?
Both handle crypto taxes for European retail investors. But they take fundamentally different approaches — one built for active traders who want analytics and year-end optimization, the other for straightforward filing with deep local-language support. Here is how to choose.
Updated May 2026 · Tool comparison · Affiliate disclosure below
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The short answer
Both tools work. The right choice depends almost entirely on what kind of investor you are and where in Europe you live.
Blockpit is feature-rich — advanced portfolio analytics, a real-time Tax Optimizer for loss-harvesting, and the deepest compliance coverage for Germany, Austria, and Switzerland. If you trade frequently, run a complex DeFi portfolio, or want to simulate tax outcomes before year-end, Blockpit has tools Divly does not.
Skip if: You are a passive investor who bought Bitcoin twice and wants to file once a year without friction. Blockpit will feel like overkill.
Divly covers 85%+ of Europe with full local-language support and generates the actual government tax forms where they exist — Sweden’s K4, France’s Form 2086, and more — rather than generic CSVs. Human tax experts by region, not a chatbot.
Skip if: You are a high-frequency DeFi trader who wants real-time portfolio optimization. Divly’s analytics are limited compared to Blockpit.
Blockpit vs Divly — feature comparison
| Feature | Blockpit | Divly |
|---|---|---|
| Best for | Active traders, DACH region, DeFi-heavy portfolios | Everyday EU investors, first-time filers, simple portfolios |
| Country coverage | DACH leader + global generalist | 85%+ of Europe — deep local compliance engines |
| Native tax forms | Localized PDF reports + generic CSVs | Official government forms (K4, Form 2086, etc.) |
| Free portfolio tracking | Yes — pay only for report download | Yes — pay only for report download |
| Pricing model | Tiered annual subscription by transaction count | Flat pay-per-tax-year — only pay for years you need |
| Tax Optimizer | Yes (Blockpit Plus — paid add-on) | Not available |
| DeFi / staking / NFTs | Strong — built for active on-chain portfolios | Supported — less depth on complex multi-step DeFi |
| Integrations | 500+ exchanges, wallets, blockchains | 300+ integrations, strong EU exchange focus |
| Language support | English and German focus | Full local-language UI across Europe |
| Customer support | AI tax bot + email queue | Human local tax experts by region |
| Portfolio analytics | Advanced — real-time P&L, performance dashboards | Basic — focused on tax filing, not ongoing analytics |
| Learning curve | Moderate — feature-dense dashboard | Low — step-by-step guided workflow |
| Accointing users | Absorbed Accointing — legacy users migrated here | Not applicable |
Teal highlight = stronger on that dimension. Always verify current plans and pricing on each tool’s official site before subscribing.
What is Blockpit?
Blockpit is an Austrian-founded crypto tax platform with its strongest roots in the German-speaking world — Germany, Austria, and Switzerland. It is also now the home of former Accointing users after Blockpit acquired and absorbed that platform, making it the default landing point for anyone migrated from Accointing.
Blockpit’s dashboard is data-heavy by design. You get real-time portfolio analytics, unrealized P&L, and gain/loss tracking across all your wallets and exchanges simultaneously. For investors who trade frequently and want visibility into their tax position throughout the year — not just at filing time — this is Blockpit’s core strength.
The Tax Optimizer simulates the tax impact of selling specific assets before year-end. It helps you identify which positions to realise to reduce your tax bill — useful for tax-loss harvesting or managing which tax year a gain falls into. This is Blockpit’s most-differentiated feature, and it has no Divly equivalent. Note: it requires Blockpit Plus, a paid monthly add-on on top of your base plan.
Blockpit’s strongest compliance footprint is Germany, Austria, and Switzerland. Reports are built in line with German BMF guidelines — correct cost basis methods (FIFO by default), accurate staking and airdrop treatment, and report formats accepted by local tax advisors. If you are in the DACH region and want a tool that does not require manual adjustments to be audit-ready, this is where Blockpit leads.
If you previously used Accointing, your account was migrated to Blockpit after the acquisition. Accointing no longer operates independently. Older reviews that mention Accointing are referring to what is now part of Blockpit. If you encounter any data discrepancies post-migration, contact Blockpit support directly — the migration process was not universally seamless for every account.
What is Divly?
Divly is a Swedish-founded crypto tax platform built specifically for European retail investors. Where Blockpit goes wide on features, Divly goes deep on localization — its philosophy is guided simplicity, country-specific compliance, and human support over feature breadth.
Divly does not simply translate its interface — it localizes the entire workflow per country. That means applying the correct cost basis method for each jurisdiction (FIFO in Germany, average cost in Sweden), generating official government tax forms where they exist, and covering local exchanges that larger global platforms often skip.
Divly is designed so a first-time filer can go from import to report without needing to understand the underlying tax rules themselves. The platform surfaces the correct rules for your country automatically, flags issues in plain language, and walks you through corrections before generating your report. The flow is linear and intentional — nothing to configure that you do not need to touch.
Divly staffs human tax experts across its supported markets. If your question is about how Swedish law treats staking rewards, or whether France’s Form 2086 covers a specific DeFi event, you can get a country-specific answer from a person — not an AI chatbot. This matters most when edge cases arise, which they always do with DeFi.
Divly’s real-time portfolio analytics are limited. There is no Tax Optimizer equivalent, no performance dashboards, and it is not designed for investors who want ongoing portfolio intelligence beyond the annual tax filing. If you want to track P&L throughout the year in depth, you will need a separate portfolio tracking tool alongside Divly.
How the pricing actually works
Both tools are free to import and track. You pay for the tax report download. The structures are meaningfully different depending on how many transactions you have and how often you file.
Blockpit charges annual subscriptions that scale by transaction count — lower tiers for light users, higher tiers for active traders with thousands of transactions. The annual model means you pay for the full year even if you only need a report for one quarter of activity.
Critical detail: The Tax Optimizer is not included in base plans. It requires Blockpit Plus — a separate monthly add-on. If you are comparing total costs to access all of Blockpit’s headline features, add that to your calculation.
Divly’s model is simpler: a flat price per tax year you want a report for, based on the transaction count in that specific year — not your lifetime total. All platform features are included at every tier, no add-ons required.
Practical advantage: If you had a busy year in 2021 but a quiet year in 2024, you pay proportionally less for 2024. You are not locked into an annual license for a platform you barely open.
European tax compliance — who covers what
Country coverage is not just about whether your country appears in a dropdown. It is about whether the platform applies the correct local rules and generates a usable output for your specific tax authority. The distinction matters.
| Country | Blockpit | Divly |
|---|---|---|
| Germany | Strongest market — BMF-compliant, FIFO, full local report | Supported — correct cost basis, local forms |
| Austria | Strong — native compliance | Supported |
| Switzerland | Strong — native compliance | Supported |
| Sweden | Supported — generic report | Divly’s home market — K4 form, Swedish-language UI |
| Netherlands | Supported — generic report | Supported — local-language UI, correct Box 3 framing |
| France | Supported — generic report | Supported — Form 2086 generated natively |
| Spain | Supported — generic report | Supported — local compliance, Spanish-language UI |
| Italy | Supported | Supported — local compliance, Italian-language UI |
| Nordics (DK, FI, NO) | Supported — generic report | Strong — Divly’s home region, deep local coverage |
| UK | Supported | Supported |
What using each tool actually feels like
Blockpit’s dashboard surfaces a lot at once: unrealized gains, portfolio allocation, transaction history, tax position across multiple wallets. For experienced investors managing active portfolios, this is useful. For someone who bought ETH three times and wants to file their first crypto tax return, it can feel like more platform than the task requires — more settings and data panels than necessary.
Divly is built around a linear guided flow: connect your exchange, review imported transactions, fix flagged issues in plain language, generate your report. The interface is deliberately minimal — it does not try to be a portfolio tracker or analytics dashboard. For investors who open the platform once a year to file, this architecture is a better fit.
Exchanges, wallets, blockchains, and DeFi support
Your tax report is only as accurate as the import. Exchange coverage and DeFi classification quality are the variables that matter most here — especially if you have activity across multiple platforms or on-chain.
Blockpit supports 500+ exchanges, wallets, and blockchains via API and CSV import. Its DeFi classification engine handles staking rewards, liquidity pool events, lending, margin trading, and NFT transactions. For investors with multi-chain, on-chain activity, Blockpit is the stronger technical option.
Known friction: CSV imports for less common exchanges occasionally require manual column mapping. Complex DeFi events — rebasing tokens, bridging across chains — may still need manual classification regardless of which tool you use.
Divly covers 300+ integrations with a deliberate focus on exchanges popular in Europe — including platforms that larger global tools sometimes miss. API and CSV import are both supported, and the import flow is straightforward for common exchanges.
DeFi depth: Divly handles staking, lending, and standard DeFi events well. It has less depth on complex multi-step DeFi — bridging, yield aggregators, NFT minting. If your portfolio is heavily on-chain, verify your specific use cases before committing.
Getting help and keeping your data safe
Blockpit’s primary support is an AI tax assistant — fast for common platform questions and general crypto tax queries, but limited on edge cases specific to your jurisdiction. Complex issues route to email support, where response times can run a few business days. Documentation and community resources are extensive and cover most common scenarios.
Divly’s support team includes tax experts who specialise in specific European markets. If you have a genuine jurisdiction-specific question — not just a platform usage issue — Divly is more likely to give you a useful, country-aware answer. This is a meaningful advantage when edge cases arise, and they will.
Which tool is right for you
- You are based in Germany, Austria, or Switzerland and want the deepest local compliance in your market
- You trade actively — high transaction count, multiple exchanges, on-chain activity across DeFi protocols
- You want real-time portfolio analytics alongside your tax report, not just a year-end document
- You want to use a Tax Optimizer to simulate sales and manage your position before year-end (you will need Blockpit Plus for this)
- You were a previous Accointing user whose data has already been migrated
- You are based in Sweden, the Netherlands, France, Spain, Italy, or another market where Divly generates official government forms natively
- You are a first-time crypto tax filer who wants a guided, low-friction workflow
- You want human support from someone who knows your country’s specific tax rules, not an AI chatbot
- You file once a year and want to pay only for the year you need — not an annual subscription for a platform you rarely open
- Your portfolio is straightforward: a few exchanges, limited DeFi, no exotic on-chain events
Try both before you commit
Both Blockpit and Divly let you import all your transactions and track your portfolio completely free — you only pay when you download the tax report. Import your data on both, compare the interface and the output quality for your country, then decide. There is no cost to testing.
Go deeper
Common questions
Is Blockpit or Divly better for European investors?
It depends on your country and portfolio complexity. Blockpit is strongest in Germany, Austria, and Switzerland — deep DACH compliance, advanced analytics, and the Tax Optimizer. Divly is stronger across the broader EU — Sweden, Netherlands, France, Spain, Italy — where it generates official government tax forms and provides human support by country. For straightforward filing outside the DACH region, Divly is generally the easier and more locally-accurate choice.
Can I track my portfolio for free on Blockpit and Divly?
Yes, both tools offer free portfolio tracking. You can import all your transactions, view your holdings, and see unrealized gains and losses at no cost on both platforms. You only pay when you generate and download the actual tax report. This makes it worth importing your data on both before committing to either — the test is free.
What happened to Accointing?
Accointing was acquired by Blockpit and its users were migrated to the Blockpit platform. Accointing no longer operates as a separate product. If you encounter older reviews that mention Accointing, they are referring to what is now part of Blockpit. If you experienced any data issues post-migration, contact Blockpit support directly.
Which crypto tax tool is better for DeFi and staking?
Blockpit is the stronger option for complex DeFi portfolios. It supports 500+ integrations and handles staking, liquidity pools, margin trading, NFTs, bridging, and rebasing tokens. Divly supports standard DeFi and staking but has less depth on complex multi-step on-chain events. If your portfolio is DeFi-heavy, verify your specific use cases with both tools before paying for a report.
Does Divly generate official tax forms for my country?
For many European countries, yes. Divly generates official government tax forms where they exist — including Sweden’s K4 and France’s Form 2086. For other countries it generates localized PDF reports or structured exports that match what local tax authorities expect. Coverage varies by country — check Divly’s current supported forms list on their website before subscribing.
What is Blockpit Plus and do I need it?
Blockpit Plus is a paid monthly add-on on top of Blockpit’s base subscription. It unlocks the Tax Optimizer — the feature that lets you simulate the tax impact of selling specific assets before year-end, useful for tax-loss harvesting or managing which tax year a gain falls into. If you only need a tax report and are not actively managing your tax position throughout the year, the base plan without Plus is sufficient.
Is my data safe on Blockpit and Divly?
Neither platform has access to your private keys or the ability to trade on your behalf. Exchange connections use read-only API access only — they can read your transaction history but cannot move funds. Both are GDPR-compliant and store data on European servers. Always generate read-only API keys specifically for tax software connections, and never grant any third-party tool withdrawal permissions on your exchange.