Studies

Visual, offline-friendly studies on portfolios, fees, and behavior – built from historical data, not predictions.

Dashboard with line and bar charts representing investing studies

Studies

Data-backed studies that show how simple investing rules would have behaved historically. Each study lists assumptions, tickers, and methods so you can judge the results yourself.

100% Stocks vs 60/40

Compare returns and drawdowns between an all-stock portfolio and a classic 60/40 mix. See how much volatility the extra stock exposure really adds.

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Cash Drag: T-Bills vs Being Invested

What happens when you sit in T-bills or cash instead of staying invested? Measure the trade-off between safety and long-term growth.

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DCA vs Lump Sum

Spread buys over time or invest all at once? This study checks how often each approach wins and how big the differences are.

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Diversification That Helps

See how a diversified mix compares with a concentrated stock portfolio in terms of growth, max drawdown, and worst years.

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Dividends: Growth (VIG) vs High Yield (VYM)

Compare a dividend growth ETF against a high-yield dividend ETF. Look at income, growth, and drawdowns side by side.

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Fees Matter: 0.03% vs 1%—What It Really Costs You

A tiny-sounding fee difference can mean a much smaller portfolio after decades. This study shows how cost drag compounds.

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Rebalancing: Once/Year vs Never

Does a simple once-a-year rebalance help or hurt versus “set and forget”? Check the impact on returns and risk.

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Why Invest: How Compounding Grows Small Money

See how steady monthly contributions and realistic returns can grow over decades at different rates of return.

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Want context before the charts? Start with the Learn hub, then come back to the numbers.

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